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recommended payments integrations to perform this process * on the client-side. This guarantees that no sensitive card data touches your server, * and allows your integration to operate in a PCI-compliant way. * * If you can't use client-side tokenization, you can also create tokens using * the API with either your publishable or secret API key. If * your integration uses this method, you're responsible for any PCI compliance * that it might require, and you must keep your secret API key safe. Unlike with * client-side tokenization, your customer's information isn't sent directly to * Stripe, so we can't determine how it's handled or stored. * * You can't store or use tokens more than once. To store card or bank account * information for later use, create Customer * objects or External accounts. * Radar, our integrated solution for automatic fraud protection, * performs best with integrations that use client-side tokenization. * * @property string $id Unique identifier for the object. * @property string $object String representing the object's type. Objects of the same type share the same value. * @property null|\Stripe\BankAccount $bank_account

These bank accounts are payment methods on Customer objects.

On the other hand External Accounts are transfer destinations on Account objects for connected accounts. They can be bank accounts or debit cards as well, and are documented in the links above.

Related guide: Bank debits and transfers

* @property null|\Stripe\Card $card

You can store multiple cards on a customer in order to charge the customer later. You can also store multiple debit cards on a recipient in order to transfer to those cards later.

Related guide: Card payments with Sources

* @property null|string $client_ip IP address of the client that generates the token. * @property int $created Time at which the object was created. Measured in seconds since the Unix epoch. * @property bool $livemode Has the value true if the object exists in live mode or the value false if the object exists in test mode. * @property string $type Type of the token: account, bank_account, card, or pii. * @property bool $used Determines if you have already used this token (you can only use tokens once). */ class Token extends ApiResource { const OBJECT_NAME = 'token'; const TYPE_ACCOUNT = 'account'; const TYPE_BANK_ACCOUNT = 'bank_account'; const TYPE_CARD = 'card'; const TYPE_PII = 'pii'; /** * Creates a single-use token that represents a bank account’s details. You can use * this token with any v1 API method in place of a bank account dictionary. You can * only use this token once. To do so, attach it to a connected * account where controller.requirement_collection * is application, which includes Custom accounts. * * @param null|array $params * @param null|array|string $options * * @throws \Stripe\Exception\ApiErrorException if the request fails * * @return \Stripe\Token the created resource */ public static function create($params = null, $options = null) { self::_validateParams($params); $url = static::classUrl(); list($response, $opts) = static::_staticRequest('post', $url, $params, $options); $obj = \Stripe\Util\Util::convertToStripeObject($response->json, $opts); $obj->setLastResponse($response); return $obj; } /** * Retrieves the token with the given ID. * * @param array|string $id the ID of the API resource to retrieve, or an options array containing an `id` key * @param null|array|string $opts * * @throws \Stripe\Exception\ApiErrorException if the request fails * * @return \Stripe\Token */ public static function retrieve($id, $opts = null) { $opts = \Stripe\Util\RequestOptions::parse($opts); $instance = new static($id, $opts); $instance->refresh(); return $instance; } }